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Join any Medicare Advantage Strategy with or without drug protection. Sign up with, drop, or switch to another Medicare Benefit Strategy with or without drug protection (or add or drop drug protection). Switch from Initial Medicare to a Medicare Advantage Plan from a Medicare Advantage Plan to Original Medicare.

January 1 of the next year.(just if you're currently in a Medicare Advantage Plan)January 1-March 31. Within the very first 3 months you get Medicare.Switch to another Medicare Advantage Plan with or without drug coverage. Drop your Medicare Advantage Strategy and return to Original Medicare. You'll also be able to join a separate Medicare drug strategy.

Varies. Depending on your circumstance: Join a Medicare Benefit Strategy (with or without drug protection) or Medicare drug planSwitch to another planIf you sign up for Part A and/or Part B throughout a Special Enrollment Duration because of an extraordinary situation, you'll have 2 months to join a plan or switch to another strategy.

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Normally, the first of the month after the strategy gets your demand. Other times when you can join a health or drug plan.

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On August 25, 2026, CMS released the "Medicare Benefit and Part D Enrollment and Disenrollment Guidance" memorandum via HPMS to reveal the updates to the enrollment and disenrollment guidance for MA and Part D prepares for 2027. A brief summary of the guidance updates, and the upgraded appendices, model notices, and exhibits for MA and Part D plans are supplied in different files.

This page consists of enrollment and disenrollment guidance for Part D strategy sponsors and other parties interested in the policy and functional aspects of Part D plan registration and disenrollment. The assistance on this page covers the registration and eligibility provisions set forth at 42 CFR 417, Subpart K, 42 CFR 422, Subpart B and 42 CFR 423, Subpart B.

To join Part D plan, an individual mustSpecific Need to Medicare Part A (Hospital InsuranceHealthcare Facility or Part B (Medical Insurance). There are six types of election periods: Preliminary Enrollment Duration for Part D (Part D IEP)Initial Protection Election Duration (ICEP)Yearly Coordinated Election Duration (AEP)Medicare Benefit Open Registration Period (MA OEP)Open Registration Period for Institutionalized Individuals (OEPI)Unique Election Periods (SEPs).

Individuals entitled to Medicare Part A or enrolled in Part B are qualified for Prescription Drug Strategies (PDPs). The beneficiary must have both Components A and B protection to enlist in a Medicare Benefit Part D (MA-PD) plan. In addition, dual-eligible individuals and beneficiaries with minimal earnings and resources who certify for both Medicare and Medicaid are needed to register in a Medicare prescription drug program to preserve coverage for prescription medication.

How to Enroll in 2026 Medicare Part D

Filter to Enter your list of prescription drugs (names, dosages, frequency)The tool will reveal you plans available in your location, with approximated costs (premiums, out-of-pocket)Usage filters or sort by "lowest expense," "star rating," and so on, to discover strategies that match you When you select a strategy: Click under the plan you desire.

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Validate your individual and Medicare informationProvide any plan-specific information if promptedSubmit the enrollmentNote: In some cases, enrollment might redirect you to the plan's own site to finalize. After enrolling, you should get confirmation and can inspect registration status via your accountThe protection effective date depends on when you enlist (for example, registering throughout the open enrollment duration gives protection starting January 1 of the next year) If your income and resources are limited, you might qualify for, which minimizes your Part D expenses (premiums, deductibles, copays).